Products
Loan against Gold Jewellery
Loan against Gold Jewellery is a perfect solution to finance immediate liquidity requirement
Whether you need money urgently for a medical emergency, a wedding, or that long-awaited family vacation, or urgent requirement for your business needs, GEV Focus Capital Loan Against Gold Jewellery is a great way to service immediate financial requirements by ensuring that unused gold articles generate value for you.
Key benefits
Loan amount from
Rs.1 lacs to Rs.50 lacs
Rs.1 lacs to Rs.50 lacs
Convenient Loan tenure 3 to 12 months with bullet repayment option
Higher Loan to Value
Quick sanction – On the spot assessment and valuation of your gold followed by loan disbursal
Safe Storage of your Gold
Loans up to ₹1 Crore at affordable terms
Flexible repayment plans with long tenures
Competitive interest rates for every borrower
Speedy approvals through score evaluation
Convenient doorstep support for all customers
Who can avail it
Individuals (including salaried, self-employed, farmers, and MSME borrowers including Proprietorship firm, Business owners, Women Entrepreneurs, Self- employed professionals)
Security
- Pledge of Gold Ornaments/Jewellery/Coins
Documentation
- PAN Card – For Individual/Partnership/Company
- Voter ID/Driving Licence/Passport
- Address proof – Voter ID/Driving Licence/ Passport/ Telephone Bill/ Electricity Bill/Registered Lease Deed or sale agreement/Bank statement
- Passport size photographs
Ready to Take the Next Step?
Whether you’re expanding your business, unlocking your
property’s value, or seeking short-term liquidity — we’re here to
help.
property’s value, or seeking short-term liquidity — we’re here to
help.
Hear from our clients
GEV Focus Capital made my loan process simple and stress-free. Their team was transparent, supportive, and quick to respond. With their help, I expanded my business smoothly and on time. A truly reliable financial partner!
- R. Srinivasan
- Chennai
GEV Focus Capital made my loan process simple and stress-free. Their team was transparent, supportive, and quick to respond. With their help, I expanded my business smoothly and on time. A truly reliable financial partner!
- R. Srinivasan
- Chennai
Frequently Asked Questions
GEV Focus Capital Loan Against Gold Jewellery is a secured loan where you pledge gold jewellery, ornaments, or coins as collateral to borrow money. The lender holds the gold until repayment, but you retain ownership. Funds can be used for any purpose (personal, business, medical, education, etc.)
You visit a GEV Focus Capital branch, submit gold for valuation (purity and weight checked), and get disbursal quickly. Loan amount is based on the gold's market value, typically up to 65-70% LTV (Loan-to-Value). Repay via bullet payment; redeem gold upon full repayment.
GEV Focus Capital Loan Against Gold Jewellery are secured (lower interest rates, require no credit score check for most cases, faster approval (minutes to hours), and minimal documentation. Personal loans are unsecured, with higher rates and stricter eligibility.
Indian resident Individual
- Age: 23-765 years
. - Own gold ornaments/coins of 18-24 karat purity
- No income proof or credit score required for small loans;
stable income helps for larger amounts.
Salaried, self-employed, farmers, and housewives are eligible.
- Age: 23-765 years
. - Own gold ornaments/coins of 18-24 karat purity
- No income proof or credit score required for small loans;
stable income helps for larger amounts.
Salaried, self-employed, farmers, and housewives are eligible.
Gold jewellery and ornaments (18-24 karat). Gold coins upto the extent of 50 gms accepted
Minimal:
- KYC: Aadhaar, PAN, Voter ID/Passport.
- Address proof.
- Photographs.
- No income proof needed
- KYC: Aadhaar, PAN, Voter ID/Passport.
- Address proof.
- Photographs.
- No income proof needed
Interest rates ranging from 14-18%
Tenure 3-12 months, Bullet Repayment.
Very fast: 15-60 minutes in-branch
Processing charges
- Appraiser Fees
- Appraiser Fees
Lender auctions the gold after notices. Surplus (if any) returned; shortfall may be recovered. Timely part-payments or renewals prevent this.
Please Visit nearest branch with gold and KYC docs. We offer online eligibility check. Use gold loan calculators on our sites for estimates. Also you may call at +91 8110000056
Finance That Moves
You Forward
Explore lending options designed for entrepreneurs and individuals who want to grow with confidence. Discover how GEV Focus Capital provides simple, transparent, and reliable financial support.
Call Us Anytime
+91 8110000056
Email Us
support@gevfocuscapital.com
Let’s Connect
Share a few details with us, and our team will guide you toward the loan solution best suited to your needs.