Products
Business Loans
Smart Financing for Personal and Business Emergencies
Whether you need money urgently for a medical emergency, a wedding, or that long-awaited family vacation, or urgent requirement for your business needs, GEV Focus Capital Loan Against Gold Jewellery is a great way to service immediate financial requirements by ensuring that unused gold articles generate value for you.
Key benefits
Loan amount from
Rs.1 lacs to Rs.50 lacs
Rs.1 lacs to Rs.50 lacs
Convenient repayment option of upto 60 months depending on the profile
Both Secured and unsecured Business Loans.
Note: Terms and conditions apply. All loans are at the sole discretion
Loans up to ₹1 Crore at affordable terms
Flexible repayment plans with long tenures
Competitive interest rates for every borrower
Speedy approvals through score evaluation
Convenient doorstep support for all customers
Who can avail it
- Self Employed Individuals, professionals, sole proprietorship, partnership firms, and private limited companies, with profitable business for past 3 years.
- Applicant age should be between 25 years to 65 years
- Minimum 3 years of experience in the same line of business
Security
- Mortgage of Property in the name of the proprietor/partner/Director or in the name of their family members
- Unsecured business loans also available for business with strong profile
Documentation
- PAN Card: For individuals/partnership firm/company
- Identity Proof: Aadhar/Voter ID/Driving Licence/Passport
- Address proof: Voter ID/Driving Licence/Passport/Telephone Bill/Electricity Bill/Registered Lease Deed or sale agreement/Bank statement
- Income Proof: • Latest assessed ITR and Audited financials for the last 2 years (Balance sheet, Profit & Loss A/c computation of income alongwith all schedules. • Banks statements account, for the last 12 months (all accounts) • GST Returns
- Deed copy of partnership/Certificate of incorporation, certified copy of MOA/AOA and Board resolution in case of Private Limited companies
- Letter certifying the end use of business Loan funds on business letter head
- Passport size photograph of all applicants/co applicants
Ready to Take the Next Step?
Whether you’re expanding your business, unlocking your
property’s value, or seeking short-term liquidity — we’re here to
help.
property’s value, or seeking short-term liquidity — we’re here to
help.
Hear from our clients
GEV Focus Capital made my loan process simple and stress-free. Their team was transparent, supportive, and quick to respond. With their help, I expanded my business smoothly and on time. A truly reliable financial partner!
- R. Srinivasan
- Chennai
GEV Focus Capital made my loan process simple and stress-free. Their team was transparent, supportive, and quick to respond. With their help, I expanded my business smoothly and on time. A truly reliable financial partner!
- R. Srinivasan
- Chennai
Frequently Asked Questions
A business loan from GEV Focus Capital, is finance provided to businesses (especially MSMEs, startups, and small enterprises) for purposes like working capital, expansion, purchasing equipment, inventory, or managing cash flow. These loans can be secured (with collateral) or unsecured (collateral-free).
At GEV Focus Capital, we offer more flexible eligibility criteria, faster approval and disbursal, minimal documentation, and collateral-free options. The slightly higher interest rate is competitive for quick delivery adding a dimension of value for money’
Common eligibility criteria include:
- Business operational for at least 3 years (Less for startups with a strong plan).
- Minimum annual/monthly turnover.
- Good credit score (preferably 650+ for borrower/business).
- Indian citizenship/residency, age 25-65 years.
- Business operational for at least 3 years (Less for startups with a strong plan).
- Minimum annual/monthly turnover.
- Good credit score (preferably 650+ for borrower/business).
- Indian citizenship/residency, age 25-65 years.
Basic documents include:
- KYC: PAN card, Aadhaar, Voter ID/Passport (for proprietor/partners).
- Business proof: GST registration, shop establishment
certificate, Udyam registration.
- Financials: Last 12 months bank statements, ITR/GST returns for 2 years,Audited Balance Sheet - Property Documents, wherever security is provided
- Address proof and photographs.
Minimal paperwork compared to banks;
- KYC: PAN card, Aadhaar, Voter ID/Passport (for proprietor/partners).
- Business proof: GST registration, shop establishment
certificate, Udyam registration.
- Financials: Last 12 months bank statements, ITR/GST returns for 2 years,Audited Balance Sheet - Property Documents, wherever security is provided
- Address proof and photographs.
Minimal paperwork compared to banks;
Interest rates typically range from 15% to 25% per annum, depending on credit profile, loan amount, tenure, and security. Rates are risk-based and may be lower for strong profiles.
Loan amounts: ₹2 lacs to ₹ 50 lacs based on business requirement
. - Tenure: 12 month to 5 years
. - Tenure: 12 month to 5 years
At GEV Focus Capital, the approval is based on a scoring model, and hence we offer quickest approval. The approval may be given within 48-72 hours, and disbsursal may take few days after verification.
At GEV Focus capital we offer both secured and unsecured Business Loans. Secured options offer lower rates but require assets like property etc. Unsecured Loan offerd for smaller amounts and strong credit profiles
Apply online via the GEV Focus Capital’s website (gevfocuscapita.com): Fill form, upload documents, get eligibility check. Our person will contact you. Also you may call us at +91- 8110000056
Yes, GEV Focus Capital is registered NBFC and regulated by RBI, ensuring fair practices.
Finance That Moves
You Forward
Explore lending options designed for entrepreneurs and individuals who want to grow with confidence. Discover how GEV Focus Capital provides simple, transparent, and reliable financial support.
Call Us Anytime
+91 8110000056
Email Us
support@gevfocuscapital.com
Let’s Connect
Share a few details with us, and our team will guide you toward the loan solution best suited to your needs.